Prequalification, Preapproval, and the Loan Officer Once they have delivered your reports, study them for any errors and inform the bureaus of any needed changes. Getting prequalified and preapproved for a loan are two other important early steps in your homebuying journey. Keep in mind that to finance a home purchase on the island, you must use a local licensed lender.Ī mortgage broker can help to identify one of the best lenders in Puerto Rico for both of these. PRelocate’s real estate team is the ideal choice for those seeking a mortgage broker. We use the most up-to-date information to help you find the best mortgage lender in Puerto Rico. Reserve our services at the earliest opportunity if time is of the essence. If PRelocate is fully booked at the time you need service, study our lender recommendations as of July 2022 later on in this article or ask us for the name of another reputable mortgage broker.Īs part of the prequalification process, your lender’s loan officer will review your credit score and financial information to estimate how much you’re eligible to borrow. Be ready to provide the loan officer with documents related to your income and assets.Īfter getting prequalified, you’ll fill out a mortgage application and provide additional financial information to get a pre-approval letter. This letter specifies an offer (but not a guarantee) of the amount you can borrow, and is generally good for 60-90 days. Having one will strengthen your bid on a property by demonstrating your creditworthiness to the seller, and is especially important in a competitive neighborhood. PRelocate can also aid with your home search.įirst, study the island’s neighborhoods, keeping an eye out for one or two that look like the best fit for your needs, wants, and budget. Then narrow your search to specific properties. ![]() We’ve set up and regularly update an authoritative database of the island’s many housing options. Also, be sure to review these tips for buying a home in Puerto Rico. To get a better sense of comparable sales data and an appropriate offer for a desirable property, consult the Multiple Listing Service of Puerto Rico or TasaMax. Misc Info: Intel 3570k 3.4GHZ, Google Chrome 35 Browser, Firefox ~24 IIRC, CentOS 6.5 w/ basic Gnome Desktop, Medialink Wireless-N USB Adapter (300 Mbps) - 802.11n, 2.Once you’ve figured out where you want to live, check on the status of your mortgage application. I'd love to blame Comcast, and its no doubt they have their issues but after seeing relatively normal speeds (through below advertised lol) on other non CentOS machines I can't really say they're the problem.Īnyway I was curious if anyone could help me out with some basic troubleshooting and tips to make sure my CentOS systems internet speeds are up to par. Using renice on my browser doesn't really seem to have much of an effect either (brah I like totally set it to 999 and it got slower wth brah ). When I use the Top command and look for possible culprits such as maybe a software update running in the background I can't find anything. I also thought maybe it was because the version of Chrome I have installed might not be completely optimized to run with CentOS but Firefox seems to run into the same problems. Plus that should only affect how long it takes the browser to start up. Originally I thought that there was an off chance that maybe it was because on my desktop the Windows 7 system is stored on an SSD while the CentOS system is stored on a traditional 500GB HDD (2.5 inch but still) however when I try to go to the same websites on my laptop (1TB HDD) the sites load up pretty fast while the CentOS continues to hang. ![]() I've been noticing for the past couple weeks that the internet speeds for my CentOS system on my desktop can frequently be much slower than that of my Windows 7 setups.
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